EMV Contactless Specifications

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EMV Contactless Specifications define the communication interface between payment terminals and contactless cards or NFC-enabled mobile devices. Building on ISO 14443 and ISO 7816-4, EMV CL adds payment-specific security protocols including dynamic data authentication, cryptogram generation, and transaction risk management. The specifications cover Visa payWave, Mastercard PayPass, American Express ExpressPay, and other contactless payment brands, enabling tap-to-pay transactions worldwide.

EMVCo | EMV CL | 발행일 2007 | 개정 2023

범위

Contactless payment specifications — defines the interface between payment terminals and contactless payment cards/devices.